In an environment of high interest rates and constrained credit supply, overall borrowing tendencies have declined slightly; however, one in four people in society still plans to borrow within the next three months. Borrowing appetite is most concentrated among the 30–39 age group, public sector employees, and newly married individuals, making these segments focal points of financial risk due to high credit card usage.This content examines society’s borrowing plans for the next three months:
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